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Insurance
is a term used to refer to the actions, systems, or business where financial protection (or compensation financially) to life, property, health and so forth get reimbursement of events that can not be predicted to occur as death, loss, damage or illness, which involves the payment of premiums on a regular basis within a specified period in exchange for a policy that ensures such protection.The term "insured" usually refers to everything that gets protection
Life insurance
is essentially a transfer of risk (risk shifting) for monetary damages (financial lost) by the 'insured' to 'insurer'. Risk bestowed it was not the loss of one's soul, but financial loss as a result of the loss of one's soul, or because of old age that no longer productive.Generally, people only know the financial institutions in the form of banking as a means of saving. By contrast, in developed countries such as Japan, Hong Kong, China, the United States and in Europe, insurance is an industry that is very popular. People in developed countries, life insurance becomes financially progrma preferred choice. For example, in Japan, the number of policies with very different people up to 300 percent with an average ratio of one soul has three insurance policies. While in Indonesia, which has a policy not to six percent of the population. Indonesian insurance industry in today's increasingly prevalent, as investors flock to invest. It is a big impact on Indonesian society, namely financial behavioral change in attitude dramatically. The entry of a large group life insurance company of the world, educating HR Indonesian nation rooted in Western intellectual with a means of training and consulting from professional financial advisor experienced in finance, sharing a variety of materials about the financial and exchange of positive and correct information. The perpetrator or the insurance officer is in direct contact with the public through their direct selling activities, directly mature public knowledge about insurance. People who had less than many know life insurance, be aware of the importance of financial programs at some insurance company with its products. Get full knowledge about life insurance, it will at least change one's perspective. Life insurance needs are essential for safety in some protection, can include property protection; help program the future in terms of education and retirement; income health, protection of the economic value of family and so on.
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